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A Danish individual pension is a scheme which you yourself set up and save in through a Danish pension company, financial institution or the like.

The pension provides you with income when you grow older.

The Danish pension system is structured so that you get your pension from several places.

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The amount of your state pension depends also on whether you have additional income and on whether you choose to defer claiming the state pension.

If you receive Danish state pension, you must inform the ​Danish ​​​​authority Udbetaling Danmark about any changes that may be important to your pension.

You must, for example, inform ​​Udbetaling Danmark if you move abroad, if there are changes to your income, or if you travel abroad so much that it impacts on your pension.

Rules vary as to whether you can have your Danish state pension paid out abroad.

All you have to do is change your preliminary income assessment.

If you have additional income which is not taxed in Denmark or if your spouse/cohabitant has such income, for example foreign income, then you must inform Udbetaling Danmark.You will have extra pension paid to you if your total income was lower than the income on which your pension was based last year.Your spouse/cohabitant’s income is also included in the calculation of your pension.If you are a wage earner, your employer will as a rule see to it that part of your wage is paid into a pension scheme.Furthermore, you have the possibility to set up an individual pension scheme.You have to make sure that Udbetaling Danmark has the right information about your income and your spouse /cohabitant’s income.